We all need some LUV

After the ongoing pandemic crisis impacts on the economy, the question is what shape will the recovery be; L, U or V shaped? 

No one knows, but it’s a pretty hopeful wish if you expect it to return to the 2019 year-end position, widely regarded as very over-valued. 

At times like this we need to remember that the normal value of a charity portfolio isn’t the same as the highest value, and we have to get used to that idea. 

Please let us know if we can offer you some help or support, and in the meantime look after yourselves.